Privacy Policy

PRIVACY RIGHTS

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

This is our privacy notice for our customer. When we use the words “you” and “your” we mean the following types of customers:

All of our customers who have a continuing relationship with us such as:

  • Deposit Account
  • Loan Account
  • Safe Deposit Box
  • Self-directed Individual Retirement Account

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    We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

    We first define some terms.

    “We”, “Our”, and “Us” means OmniBank.

    NON PUBLIC PERSONAL INFORMATION means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal financial information does not include information that is available from public sources, such as telephone directories or government records.

    An “AFFILIATE” is a company we own or control, a company that owns or controls us and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

    A “NON-AFFILIATED THIRD PARTY” is a company with whom we do business with that is not an affiliate of ours.

    THE INFORMATION THAT WE COLLECT

    We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications and other forms
  • Information about your transactions with us
  • Information about your transactions with non- affiliated third parties
  • Information from a consumer reporting agency


    WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU TO ANYONE, EXCEPT AS AUTHORIZED BY LAW.

  • THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

    We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

    NON PUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

    Since we value our customer relationship with you, we will not disclose your nonpublic personal information to non-affiliated third parties, except as permitted by law.

    NON PUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

    We do not disclose nonpublic personal information about former customers